Talkspace: A new way to access mental health professionals

Founded in 2012 by Oren Frank, Talkspace provides a new service which allows users to connect with therapists and mental health professionals through a smartphone app.

Talkspace has been growing recently, boasting 500,000 users as of November 2017. The company recently struck a deal with medical insurance provider Magellan Health. Magellan Health wants to be able to provide app based therapy to its clients, and soon people who receive their health insurance through Magellan Health will be able to use the Talkspace service as part of their insurance plan.

By changing the way clients and therapists are able to interact, Talkspace has broken new ground in the world of mental health care. The platform allows professional therapists to reach out to clients through text throughout the day. It also allows users to interact with their therapists face to face using video chatting.

Talkspace users and therapists operate asynchronous to one another, allowing access to therapy at any time of day, which is especially useful for people who are too busy to visit a therapist’s office.

Talkspace is currently jumping the hurdles that come with offering online therapy, training their health professionals to be able to properly communicate the empathy required for therapy to work through the text messages.

Oren, the CEO of Talkspace and a former mental health professional, hopes that, among other things, the spread of online therapy will remove the harmful stigma that is associated with seeking and receiving mental health care.

The Thoughts And Beliefs Of Stellar Founder Jed McCaleb

Jed McCaleb believes technology can be leveraged to improve the condition of all humans and reduce inefficiency. He is the creator of one the biggest file-sharing networks called eDonkey. He additionally created the first Bitcoin exchange called Mt. Gox and founded Ripple in 2011. Once he realized the financial infrastructure of the world was broken, he became the co-founder of Stellar in 2014.

Stellar’s technical development is led by Jed McCaleb. The goal of this financial network is to increase the economic participation for everyone. supports the Stellar network as a nonprofit combining digital financial literacy and technology. Jed is additionally one of the advisors for MIRI and researches artificial intelligence.

It was Jed McCaleb’s interest in Bitcoin that was responsible for the idea for Stellar. He realized Bitcoin was essentially a distributed database. He knew the technology could do more than create new currency. He believed it could potentially transform the world. Bitcoin moves the value between people while Stellar is the link between institutions.

Approximately fifty percent of the population of the world are unbanked because they do not have a bank account. They must pay astronomical fees if they need to send money. Maintenance fees for lower income individuals are not affordable to the banks due to limited connections and systems. According to Jed McCaleb, Stellar’s goal is to tie the siloed and disparate institutions together with an open source financial network.

Stellar has already been implemented as a financial infrastructure by businesses and nonprofits. Stellar has been integrated into a messaging app called Vumi by the Praekelt Foundation. This has enabled South African girls to save money for credits in airtime. In developing countries this is mobile money.

Jed McCaleb is both terrified and excited by artificial intelligence. He believes we have just seen the start of what artificial intelligence is capable of doing. He feels during the next twenty years it will make people’s lives easier and solve numerous problems. These are the reasons he has made donations to the Machine Intelligence Research Institute. This nonprofit organization develops formal tools to make certain the future of artificial intelligence software is safe.

The Ultimate AvaTrade review

If the trade is headquartered in Dublin Ireland and also has Regional sales offices in Tokyo Japan, Paris France, Milan Spain, and Sydney Australia. Since the Inception of Ava trade in 2006 even trade has become one of the largest innovators for online trading. Since 2009 Ava trade has won 9 industry Awards.


According to AvaTrade they pride themselves unsustainable long-lasting relationships with their clients and customers. In addition to AvaTrade priding themselves on their core values just a short few years after their Inception there grew enormously reaching 200,000 customers globally executing 2 million trades a month on average. As I said before they have Regional sales offices in Tokyo Japan, Paris France, Milan Spain, and Sydney Australia.

Although AvaTrade initially was designed for experienced and established traders even people who are new to trading in the Forex Market can also leverage even trade platform. To give you all a good idea of why AvaTrade has had such an enormous success it’s because the Foreign Exchange Market averages a profit of 5.09 trillion dollars a day. Leveraging the Forex Market is incredibly profitable and the AvaTrade has become one of the biggest pioneers within the online trading market.

To give you all a rough idea and how much success they’ve had. AvaTrade averages 60 million dollars a month in profit Revenue combined with their solid Financial backing and they’re multilingual support in several different countries no wonder why they have had such enormous success and have paved the way for many more online trading programs to come. As someone who’s been exposed to the stock market and also works with stock market products currently what’s most impressive to me about AvaTrade is aside from the Foreign Exchange Market they also invest in commodities, stocks, and Indices.

I hope this article was informative and gave you insight into AvaTrade and also answered some questions you had about them.

Oxford Club Updates Its Investment Advice

When you are looking to invest your money, finding a great place to put it can be very challenging. For those that are looking for a great way to find financial advice, being a part of The Oxford Club would be a good idea. The Oxford Club is a network of investors and other financial experts that work to provide a variety of education and training services to people all over the globe. Today, there are more than 100,000 members that are located in countries all over the world.

When you are a part of The Oxford Club, one of the main benefits of membership is receiving access to all of the information that they put together. The Oxford Club regularly will submit newsletters and other documents that will provide financial advice and insight into the current marketplace. These tips can be used to help invest and make other financial decisions.

The Oxford Club recently released a new newsletter that discussed how people should invest their money. The Oxford Club gave four key tips that could help anyone to achieve better returns, minimize risk, and eventually attain financial freedom. For those that are looking to invest their money and plan for the future, one of the biggest tips to follow is to diversify their portfolio. When you are looking to invest your money, it is easy to try and look for stocks that will provide a lot of growth. While all people should put some money into growth stocks, it should be a limited part of your portfolio as growth stocks also come with a lot of risk.

Another tip that The Oxford Club gave was to look for ways to reduce your costs. Most people have no idea how much money they are spending on an annual basis on commissions and fees. Many mutual funds have complicated fee structures that are somewhat hidden. Ultimately, they dilute your return. Fortunately, The Oxford Club has pointed out that all people can save money by investing in index funds that are a lot more affordable to manage and the savings is passed on to you.

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A Home Renovation Might Be Incomplete Without Siteline Cabinetry

It seems that everyone is doing a home improvement project these days and that often includes putting in some cabinets for the kitchen or bathroom. Often the designer will add a cabinet here and a cabinet there until they achieve the desired result. However, using just any cabinet simply won’t do. You will want your designer to include one of the many designs from Siteline Cabinetry.

There are many reasons why you can count on Siteline Cabinetry to make your home or office space amazing. First and foremost the cabinets they make are subpar to no other cabinet. These cabiinets come in variety of styles and can match or work with any decor. They are made from the highest quality materials and are durable. Another thing these cabinets are is super affordable. One reason for this is because the company, Siteline has no storage facilities where their cabinets lay around an collect dust. There are no warehouses simply because they manufacture, paint and stain each and every cabinet as the orders come in. This allows every client to request a customization on any aspect of the cabinet.

A second benefit is that you can get a modern cabinet or a traditional cabinet. Most of the cabinets that Siteline offers are full access however, they can add frames if they are needed. As for the finishes that are on the cabinets, almost 300 finishes and materials can be used along with 45 types of cabinet doors. They can make these cabinets to look like walnut or cherry wood or red oak and maple or almost any other material you can think of.

Perhaps no home or office remodel is complete without using a cabinet from Siteline Cabinetry. These high-quality customizable cabinets are offered direct to buyers through a distributor and that saves everyone money in the long rub because of the way the cabinets are made. They are made by the company and shipped out right away to the location, not to a warehouse and that saves a small cabinet full of money. That savings is passed on to the buyer, it’s really that simple.

Bradesco’s Board Wants Octavio Lazari Jr. To Take Over As CEO, According To Luiz Carlos Trabuco

Bradesco is one of the top banks in the world. Even though Brazil has economic recovery on its mind, Brazilian banks are putting more profit on their bottom lines. The banks aren’t using home or car loans interest to make millions. A lot of Bradesco’s profits come from investments and their insurance division, Banco Seguros. The man responsible for the profitability of Seguros is fifty-four-year-old Octavio Lazari Jr. He is the current president of Bradesco’s insurance and the next CEO of the bank if the shareholders vote him for him at the March 12th shareholders meeting. The current CEO Luiz Carlos Trabuco is stepping down because, at 67-years-old, he is past the CEO age cap of 65.

Trabuco is not leaving the bank. He is the new Chairman of the Board of Bradesco. He replaces Lázaro de Mello Brandão, the man who took founder’s Amador Aguiar place as Chairman. Mr. Trabuco is only the third chairman in the bank’s 75-year-old history. Amador Aguiar and Lázaro de Mello Brandão were both instrumental in bringing Trabuco up through the banking ranks. Aguiar and Brandão gave Trabuco a job as a trainee in 1969 even though he didn’t have a banking background or a degree in economics or finance. Trabuco was a people’s person with degrees in philosophy and psychology, so he did have some banking personality traits. He just wasn’t a typical accounting or finance banking trainee. But Trabuco was a fast learner. He was a director of the bank during the tumultuous 1970s and a vice-president in the 1980s. He took over as president of the bank at the end of 2009 after six successful years as the president of Seguros.

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According to bank memo written by Núcleo Cidade de Deus on February 5, 2018, four other CEO candidates, Alexandre da Silva Glüher, Josué Augusto Pancini, Domingos Figueiredo de Abreu, and Maurício Machado de Minas are in line to become members of the board of directors if the shareholders approve their nominations and elect them as board members. Most of Trabuco’s executive team will reap the rewards of new positions or extra responsibility when Lazari takes over in March. Brandão will still have a desk, and he will play a part in the bank’s new executive structure. But he is officially off the executive team and the board. But at 91, he is still the oldest bank executive in the history of Brazilian banking.

Bradesco’s board thinks Lazari background and his age will help the bank maintain its position in the international banking world. In another February 5, 2018 memo, Núcleo Cidade de Deus gives stockholders a chance to review Lazari’s impressive education credits as well as his successful banking positions. Lazari has more than 40 years of service with Bradesco and his track record for producing profit for the bank is well-known. Lazari is a graduate of the College of Economics and Administration in Osasco. He also studied Financial Strategies and Marketing at Fundação Instituto de Administração.

Bradesco has momentum behind them after a successful 2017. Trabuco Bradesco and the executive team gave the bank the direction to focus on the IT part of banking, and that is changing the direction of banking in Brazil. IT Vice-President Maurício Machado de Minas put the bank in a position to take advantage of the Brazilian mobile phone craze. Brazilian across the country are using their mobile devices to bank, and Trabuco and Maurício Machado de Minas are responsible for putting new data-based banking programs in place. Those programs will continue under the new Lazari’s administration.

Learn more about Luiz Carlos Trabuco:,bradesco-anuncia-substituto-de-luiz-trabuco-na-presidencia-do-banco,70002178384

U.S. Money Reserve Teams-Up with Barrett-Jackson at the 47th Annual Scottsdale Auction

Car collectible enthusiasts will be gathering until January 21, 2018, Sunday, at the 47th Annual Barret-Jackson Scottsdale Auction, which will be held Westworld of Scottsdale, Arizona. And the U.S. Money Reserve, a precious metal industry leader will be an official sponsor of the event.

Founded in 1971 and headquartered in Austin, Texas, the U.S Money Reserve at present, became one of the leaders foremost and largest distributor of U.S. and foreign government-issued gold and other legal-tender products like platinum and silver. Learn more about US Money Reserve:,28.htm

It serves thousands of clients all over the country who depend on the company in the modification and divergence of their assets/properties with precious metals – mostly into U.S. silver coins and gold.

The impeccably trained team at the U.S. Money Reserve are trained professionals with numismatic and coin research knowledge who are familiar with discovering and sourcing out buyers interested in precious metals. They provide excellent customer service and forge long-lasting relationships with them.

The U.S. Reserve personnel will be based in the main Salon where it can accommodate questions and talk about the advantages of owning gold. However, the leader in the gold industry is likewise present because it will be showcasing a very scarce and valuable McLaren P1 GTR.

Chief Numismatist, John Rothans enthused that they are quite excited to have the U.S. Money Reserve as an official sponsor at Barret-Jackson for this time since they have quite a reputation in organizing extraordinary events around the world and are known to be a collectible car auction leader in their very own right.

Scottsdale Auction is a prominent auction and is reputed to be the World’s Greatest Collector Car Auctions, which is coordinated by Barrett-Jackson. The occasion attracts 200,000 or more spectators within the eight days of the highly featured event. Read more: US Money Reserve | Twitter and US Money Reserve | LinkedIn

As a premier name in the car collector industry, Barrett-Jackson progressed through the years and became a world-class organizer for automotive lifestyle events where valuable and one-of-a-kind cars are highlighted in front of the television and broadcasted to local and international audiences around the world.

Interested car collectors and attendees who would like to have a glimpse and learn more about the unique McLaren P1 GTR are all welcome to view the vehicle, which features the following:

  • It is one of the only 45 that was ever produced
  • The odometer reading is 605 miles
  • VIN #0001
  • 0 to 60 in 2.4 seconds with a top speed of 225 mph
  • For any serious inquiries call Gary Bennett at 480-290-3019

An Excellent Use for Old Tech

Talk Fusion is the brainchild of Bob Reina, the CEO, and founder of the company with the same name. Talk to you in itself is a program that focuses on using email, they often time considered an archaic form of technology, to provide more advanced forms of communication. The way that Talk Fusion operates is a video chat interface that’s connected to an email account. In order to use the video chat service, all the customer has to do is start a new email, and the option to have a video chat is provided within the window that the email was written in. The seems easy enough, and it really is, with an easy-to-use and flexible interface. The reason why this is created was to provide the ability for colleagues to communicate with one another, and also to offer some sort of marketing opportunity that Talk Fusion investors could use to make extra money. Not only is so excellent way for communication, but it also allows customers to make a little bit of money on the side just by talking to somebody every day. In order to earn money, a customer needs to attach a bank account or some other form of an online banking system, like PayPal. As they talk to somebody else through the email chat program they are able to monetize the conversation, earning small amounts of money just by talking. This is a really great idea and gives incentive for customers to use the service.


Well this warm a technology, it is an interesting and new way for the old system of communication to still be used. Not many people have thought of using email in this way, and it’s notable to mention it because it’s something that’s so new. When he created Talk Fusion, Bob Reina could never possibly have known exactly how far in the rabbit hole he would have fallen. A crazy idea is transformed into some way of reusing old technology for the benefit of the future. Unlike other companies such as Blockbuster Video, we’re old forms of technology have gone by the wayside, Bob Reina and Talk Fusion seek to transform email into something that’s new and fresh for the future of tomorrow. Learn more:


Dr. Clay Siegell: Seattle Genetics Co-Founder, President, CEO And Chairman

Visit the WordPress page of groundbreaking biotechnology specialist Dr. Clay Siegall, the co-founder and CEO of Seattle Genetics, a leading cancer care facility, and it reveals his diverse interests and love of sports. With the Super Bowl a hot topic of conversation, Dr. Siegall’s WordPress page features tons of football related stories. They include ‘The Swami’ Chris Burman’s pick to win Super Bowl LII, how the Eagles are scouting Super Bowl referee Gene Steratore and his crew as they get ready for the Super Bowl and Patriot’s tight end Rob Gronkowski clearing the concussion protocol.

Outside of football, Dr. Siegall’s WordPress page reveals an interest in a number of other topics. They include: The flu on college campuses and the Gesundheit Machine, President Trump’s Nuclear Report mentioning a Russian ‘Doomsday Weapon’, a story about women in science called ‘Leaky Pipelines’: Plug The Holes Or Change The System?, From Scraps To Snacks, a story about turning juice bar left-overs into new food products, California apparently headed for another drought and the Wikipedia picture of the day: A marmot sitting atop Mount Dana in Yosemite, California. This man of science obviously has diverse interests.

Dr. Clay Siegall is a University of Maryland graduate with a BS in zoology. He also earned a Ph.D. in Genetics at George Washington University. Prior to co-founding Seattle Genetics in 1998, Dr. Siegall worked at Bristol-Myers Squibb Pharmaceutical Research Institute, the National Institutes of Health as well as the National Cancer Institute. He also holds 15 patents, is a widely published author and is on the board of Alder BioPharmaceuticals, Ultragenyx Pharmaceutical and Washington Roundtable.

As a scientist, Dr. Siegall’s training focused on targeted cancer therapies. As chairman, president and CEO of Seattle Genetics, he’s involved in capital-raising activities that have reached out to public and private sources and secured $1.2 billion in financing. Dr. Siegall has also secured FDA approval for ADCETRIS, the company’s first ADC product and worked with Takeda Pharmaceutical Company to market it in 65 countries. Ernst & Young voted Dr. Clay Siegall Pacific Northwest Entrepreneur of the Year in 2012.