Western Union Collaboration with PSI Pay

Currently, most individuals are deeply connected to their surroundings. Technology has made it easier for them to keep in touch with their family members and friends globally. For most people, having efficient and consistent access to funds is a necessity.


As per the reports of the Federal Reserve executive summary, 45% of all phone users used mobile banking and 98% of them used text to access their account balances. Since there is a high demand for online transactions and most customers prefer it, Western Union recently decided to collaborate with PSI pay which will be one of the influential collaboration in the near future.


Western Union History


It was started in the year 1851 as a branch of Mississippi Valley Printing and Telegram Company. After its establishment, the firm was using the wire transfer services, making it one of the leading financial services in the U.S. Nowadays, wire transfer services seem to be outdated and take more time compared to other services such as Xoom and PayPal.


Changes in Technology


To keep in touch with the rapidly changing technology, Western Union had to introduce various innovations including PSI-Pay, microwave radio beam unit, and five satellite technologies to remain competitive. It also joined the online community in early 2000 provide the best, quick and secure financial transactions.


Addressing Long-Standing Challenges


As completion increased, the firm needed a strategy to remain active. Phone, PSI Pay and online transfers provided stiff competition to the Western Union. These services provided money transfer options to their customers from the comfort of their offices and homes. This was a clear indication that Western Union had serious competition and it had to address the issue by utilizing the services of PSI Pays which will be under its brand, ecoPayz.


Bridging the Pre-Existing Gaps


Western Union’s partnership with the PSI Pay will provide a comprehensive money transfer for its clients. Any individual with a PSI Pay account will utilize the banks across the world. The account owner will be able to withdraw cash, send, and make use of the banking services irrespective of their location in the world.





Luiz Carlos Trabuco Cappi’s Loyalty To Banco Bradesco

Banco Bradesco SA is ranked among the largest banks in Brazil. The bank was founded in 1934 by Amador Aguiar in Marilia, Sao Paulo, Brazil. Only four Chief Executive Officers and two presidents have served the bank since its creation. Bradesco’s current president Luiz Carlos Trabuco Cappi assumed the office after the former president stepped down early October 2017. Mr. Lazaro Brandao had served the bank as the president since 1990 after succeeding the first president Amador Aguiar.

The void left by Mr. Lazaro Brandao has been filled by Luiz Carlos Trabuco Cappi, who was a Chief Executive Officer at the bank. Luiz Carlos Trabuco Cappi has worked for the Banco Bradesco as the CEO throughout the last decade after joining the bank’s high-level executive team back in 2009. Before joining the executive team, Mr. Trabuco had already served the organization for long since he was hired in the year 1969. Being a member of Bradesco team since the age of 22, Mr. Trabuco expresses the Bradesco spirit. Luiz Carlos Trabuco Cappi was nominated as the CEO following the company’s tradition of picking an executive from its staff.

Read more: Next Bradesco president to leave the bank’s board of directors, Says Trabuco

While serving as the head of the bank’s insurance department or simply Bradesco Seguros, Luiz Carlos Trabuco Cappi was responsible for the growth of the bank’s market share from 23 percent to 25 percent of Brazil’s insurance sector. Despite the department bringing in over 25 percent of the Bradesco’s profits, Luiz Carlos Trabuco Cappi made sure that the insurance department’s profits rose to about 35 percent of the entire bank’s net income according to glamurama.uol.com.br.

After joining Banco Bradesco as a teller in 1969, Luiz Carlos Trabuco Cappi was moved to a distance that needed around five hours of driving, proving his dedication and determination to the Success of Banco Bradesco. In 1984, Mr. Trabuco was promoted to the position of Director of Marketing where he was vital in coming up with ways through which the bank reached out to the new clients. During the time he served as Director of Marketing, the bank embarked on segmenting and targeting of consumer and clients base. This approach helped Banco Bradesco in maximizing profits and best serve their customers’ needs. Luiz Carlos Trabuco Cappi helped in popularizing the practice of segmenting and targeting clients in Brazil. Luiz Carlos Trabuco Cappi was also responsible for many other developments in the bank including internet banking. Luiz led the bank through several acquisition deals with the latest being the acquisition of HSBC bank.

See: https://oglobo.globo.com/economia/bradesco-anuncia-novo-presidente-octavio-de-lazari-junior-vai-substituir-luiz-carlos-trabuco-cappi-22365414#ixzz56wDld69g

AvaTrade Review: Finding the Truth

Forex trading is increasingly becoming a major investment opportunity. Even those people who were skeptical in the earlier days are now starting to embrace online forex trading. However, one of the main challenges facing most people while getting started is to find a reliable forex broker. Forex brokers are essential in introducing you to various financial markets and to assist you with advice on trading.


For this particular AvaTrade broker review, we would like to talk about AvaTrade, one of the largest forex brokers in the world. Some of the questions that one would probably ask are; is AvaTarde a trusted forex broker? Is it easy to work with AvaTrade? Can AvaTrade be trusted with large amounts of money? These among many other questions are often the concern of most traders while shopping for a forex broker. For that reason, we are going to try some if not all of these questions about AvaTrade and determine if it is a genuine forex broker or a scam.


First and foremost it is important to mention that AvaTrade is not a scam. The company was founded in 2006 in Dublin, Ireland. It has its offices across the world including, New York, Sydney, Dublin, Tokyo, Millan, among others. Unlike most of the forex brokerage firms, AvaTrade is regulated by high-ranking financial institutions in Europe such as the Central Bank of Ireland, ASIC in Australia, the B.V.I Financial Services Commission in Britain and the Financial Services Commission in Japan. This already implies that AvaTrade is a forex broker that can be trusted.


Services offered by AvaTrade


AvaTrade just like any other forex broker offers different kinds of brokerage services. The company provided different types of trading accounts to its clients across the world. Apart from the free demo account, AvaTrade has a standard trading account that requires traders to deposit a minimum of $100. For that amount the company offers a leverage of 1:400 as well as spread beginning from 0.9 pips.

It is important to note that AvaTrade offers some of the most competitive spread compared to most online forex brokers. In a nutshell, AvaTrade meets most of the conditions required from a forex broker. It has physical locations as well as regulated by major international financial institutions.

PSI Pay and the Revolutionary Ring

PSI Pay Inc. has teamed up with Kerv Wearables to come up with a product that is going to revolutionize the way we make payments. Alternative payment methods have been on the rise recently with everyone wanting ease, security, and a quick check out. So PSI Pay and Kerv Wearables came out with the MasterCard payment ring– a ring that you can wear that holds all your bank account information that can be read at checkout and used to pay your balance like a debit or credit card.


Less and less people want to carry cash and/ or a wallet on them and with the payment ring, consumers can do just that. Consumers now carry less on them in the way of payment. People do not really enjoy carrying cold hard cash, a wallet, or debit and credit cards on them for security reasons. The less you have on you, the less likely you are to be robbed or have your identity stolen. With the payment ring, you can be rest assured that no one will take your wallet or identity.


PSI Pay and Kerv Wearables have done extensive study and research into protecting their payment ring from outside influences and hacking. It is a field of pioneers, philanthropists, and many major break throughs, all of which are coveted by some not so friendly people. They have gone through many stringent measures to make the payment ring safe, secure, and efficient. With FCA regulations backing the payment ring, consumers can feel confident and safe while using their product.



<blockquote class=”twitter-tweet” data-lang=”en”><p lang=”en” dir=”ltr”>We had a visit from <a href=”https://twitter.com/KrestonReeves?ref_src=twsrc%5Etfw”>@KrestonReeves</a> Paul Roe! Paul presented Phil Davies with this for being a finalist in <a href=”https://twitter.com/hashtag/SSGA16?src=hash&amp;ref_src=twsrc%5Etfw”>#SSGA16</a>! <a href=”https://t.co/fipKoBxBLh”>pic.twitter.com/fipKoBxBLh</a></p>&mdash; PSI-Pay (@PSIPayLtd) <a href=”https://twitter.com/PSIPayLtd/status/743462153558974464?ref_src=twsrc%5Etfw”>June 16, 2016</a></blockquote> <script async src=”https://platform.twitter.com/widgets.js” charset=”utf-8″></script>


As of right now PSI-Pay and Kerv Wearables are furthering their product and getting it out their to the masses, which should not prove all too hard now a days. Consumers have been impatiently awaiting a product such as this, so word about this is going to spread like wildfire. PSI Pay and Kerv Wearables have started the next phase in payment options.




Banco Bradesco Has A New President; Says Luiz Carlos Trabuco

There has been a significant underway on Bradesco’s management of late. The board of directors just announced the new president who is replacing Brandao and Luiz Carlos Trabuco. As the incumbent vice president, Octavio de Lazari is just shifting roles between what he is used to. He is coming in to accomplish all the tasks that Luiz Carlos Trabuco was trusted to achieve in his tenure. This change took place on March 12th, 2018 where the board of directors oversaw the leadership transition. In the annual general meeting, matters were lengthily discussed and put to rest.

More on the New President

Octavio de Lazari Junior once dreamed of becoming a footballer. However, that dream did not come to pass. His father was Bradesco’s frequent client at that moment. Seeing that his son sought employment, he took advantage of the banking institution’s stellar rapport to find him a job opportunity in the banking institution. That is how Lazari de Junior landed employment at Bradesco.

The Transition

While welcoming the new president on board, Luiz Carlos Trabuco describes the 54-year-old as a hardworking individual who dedicates time, effort and his entire being to serving clients. Also, an experienced individual who has worked with Bradesco for more than 40 years, it is projected that Octavio de Lazari Junior has a wealth of knowledge that encompasses a revolutionary leadership regime. As he takes over the leadership reigns from Luiz Carlos Trabuco, many have been a little apprehensive regarding the future of the bank. However, they have been requested to trust in his leadership since he has been part of the institution for some time.

Read more: Bradesco anuncia Octavio Lazari no lugar de Luiz Carlos Trabuco

More on Lazari de Junior

Banking is a sensitive career that calls for exemplary leadership and attention to critical details. With that said, Octavio de Lazari Junior has been trusted to lead Brandao because of his history with the bank. At the tender age of fifteen, he was already working as an office boy in Sao Paulo’s Lapa District. Over the years of serving in that capacity, he became a credit manager and oversaw finance and business administration according to valor.com.br. In 2010, he earned a promotion to serves as the department director then later in a few years, made his way up the ladder of the board of directors. In 2012, Octavio de Lazari Junior earned promotion as an executive director and in 2017; he was made the vice president as well as the chief executive officer of Bradesco’s Seguros Group.

The Overview of Leadership

Similarly, Luiz Carlos Trabuco is an exemplary leader who joined Banco Bradesco at a tender age. First off, he was a clerk. As a junior employee, he put in a lot of work to make sure that he was recognized and later awarded. Luiz Carlos Trabuco worked for a few years before earning the first promotion as a managing director and then the chairman of the board where he oversaw all operations in the banking institution. Alongside working with his team to facilitate customer’s transactions in Bradesco, he created a stellar reputation for the bank. In fact, Luiz Carlos Trabuco is the man behind Bradesco’s introduction to the media house.

Check more about Luiz Carlos Trabuco: https://oglobo.globo.com/economia/bradesco-anuncia-novo-presidente-octavio-de-lazari-junior-vai-substituir-luiz-carlos-trabuco-cappi-22365414#ixzz56wDld69g

The Next Wave of Modern-Day Banking

What would the world be like without banking? These are some of the most vital services of any society. If it wasn’t for banking, people would have to keep their hard-earned assets hidden in plain sight. Besides the storage purposes, banks also allow people to grow their wealth without taking such dyer risks. Modern-day banking has many new innovative features that weren’t available years ago. As of today, individuals can participate in banking services via their mobile phones or home computers. NexBank Capital has all of these features and then some thanks to having the ability to evolve with the times.

Real estate investors, middle-market companies and large corporations can all benefit at NexBank. With over 100 years of experience, this financial institution has what it takes to meet the public’s demands. Whether you need basic banking solutions, or you need tailored-banking solution, NexBank Capital has everyone covered. Unfortunately, this bank’s services aren’t on a national level. This means that NexBank is more of a regional bank. Its location is in the Dallas area, and it provides services throughout this statistical region. For anyone who’s residing in the metropolitan area, you’re in luck. Though it specializes in commercial banking, in mortgage banking and in institutional services, it gives back to the community via:

  •  Providing low-to-moderate income housing loans
  •  Supports the Grow-South Fund
  •  Supports the Real Estate Advisory Fund
  •  Sponsor of financial literacy courses for 18 schools
  •  And more

NexBank Capital just so happens to be the 10th largest bank in the state of Texas as well as being the 4th largest bank in the city of Dallas. Over 700 families have benefited from loan support and the numbers keep climbing every year. NexBank Capital is definitely the epitome of a great modern-day bank.